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eBook: 10 Step Guide To Becoming Debt-Free

Create your Debt-Free plan with this guide.

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At Bank of the James, we prioritize the financial wellness of our customers. That’s why we made a guide to help you tackle debt. In this 10 Step eBook guide we break down the most effective ways to consistently chip away at your debt and, eventually, become debt-free!



You will be guided through these 10 steps:
  • Understanding your spending habitsBank of the James eBook cover
  • How to make a budget
  • Cutting back
  • Switching service providers
  • Reducing interest rates
  • Focusing on your goals
  • Making more money
  • Wisely managing money windfalls
  • Preparing for pitfalls
  • Preventing further debt


Keep your budget and financial goals organized.