Create your Debt-Free plan with this guide.
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At Bank of the James, we prioritize the financial wellness of our customers. That’s why we made a guide to help you tackle debt. In this 10 Step eBook guide we break down the most effective ways to consistently chip away at your debt and, eventually, become debt-free!
You will be guided through these 10 steps:
- Understanding your spending habits
- How to make a budget
- Cutting back
- Switching service providers
- Reducing interest rates
- Focusing on your goals
- Making more money
- Wisely managing money windfalls
- Preparing for pitfalls
- Preventing further debt