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Student Checking Accounts

Help Your Student Get Ready for Tomorrow

Don’t let your student go to college without opening a checking account under our special student offer. This program is especially tailored for students 16-24 years of age*. Bank of the James makes account management easy, so parents will have one less worry while their student is at school. Students will enjoy the convenient, hassle-free features that let them enjoy their busy schedule without having to worry about banking. Here’s what you can expect: 

Express Checking – Designed for Students

  • No minimum balance requirements
  • $25 minimum deposit to open account
  • Unlimited non-Bank of the James ATM transactions
  • No monthly service fee with e-statements
  • BOTJ Visa Debit Card at no charge*

Additional Student Perks

  • Mobile Banking with bill pay at no charge**
  • Remote Check Deposit- deposit checks using your smartphone
  • Use of CardValet- turn debit card on and off, set spending limits, and schedule alerts
  • One touch account balance on your mobile device
  • Text or eAlerts for balance and withdrawal notifications, and more
  • Person to person smartphone payments with Zelle using our mobile banking app
  • Get cash back at no additional cost at most grocery stores, pharmacies, anywhere you shop when you use your BOTJ VISA Debit Card. No additional cost for Cash Back!
  • UChoose Debit Rewards offers points every time you use your BOTJ VISA Debit/Check Card, sign for purchases, and use as credit. Earn points and earn rewards!

For Parents

  • Open a Bank of the James checking account and easily transfer money to your student with Online Banking or your mobile app
  • Allows financial freedom for the student and ability for parents to assist whenever needed 
For details, stop by any branch of Bank of the James and open your student checking account today!


*For students under age 18, please contact your local branch for more details. **Bank of the James does not charge for Mobile Banking, however your service provider may charge fees for mobile/text banking services.