BOTJ Visa Card

The credit card that gives back.

Expand your purchasing power with the BOTJ Visa® Card. This is a rewards card where points accumulate for every qualifying net dollar you spend. You can then turn your purchases into amazing merchandise, travel or lifetime experiences by visiting Score Card Rewards.

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Increase your purchasing power with our Visa Platinum Rewards card. Benefits include no annual fee and competitive rates, chip card security, fraud monitoring, travel benefits, 24/7 customer service located in the U.S., and much more. CLICK HERE to apply.

Safe, easy to use. Start collecting points today.

Visa is an industry leader in fraud prevention, transaction monitoring, and identity theft. Your peace of mind and protection are paramount to us, and you can feel safe when using your BOTJ Visa Card. For protection while traveling, your Bank of the James Visa Card automatically provides Travel Accident Insurance* and Auto Rental Insurance**. There are more than 24 million locations accepting Visa across the globe.

See the application’s Important Disclosures for current terms, rates, and fees. Subject to credit approval. This card is issued by TCM Bank, N.A. There’s no limit to how many points can be accumulated.

*Travel Accident Insurance: Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. **Auto Rental Collision Damage Waiver : To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company.  Restrictions apply if you have personal automobile insurance covering this theft or damage.