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Full Service Banking in Bedford

Your Bedford Community Bank

Bank of the James opened for business in July 1999.  Since then, we’ve grown from a new bank with 12 employees and one location to a local regional bank with multiple offices covering much of Virginia, over 150 employees, and a reputation in the communities we serve as a trusted bank and a reliable community partner. 

We want to take time to acknowledge our customers and say thank you.  We are grateful for each of you who has trusted Bank of the James to be their bank of choice.  As national banks are merging or leaving our local communities, Bank of the James is here to serve you.  If you are looking for a new banking relationship, we would love to meet you.  Call us or stop by the Bedford Office and meet our bankers.   We look forward to seeing you.

Bank of the James is a local bank located conveniently in Bedford, Virginia.

As a local bank, we understand that community is important. When you walk through the doors of our main office in Bedford, we want you to feel welcomed and at home. Our office is located on Ole Dominion Boulevard in Bedford. Our Bedford staff members can assist you with any of your banking needs, including mortgages, personal banking, business banking, loan solutions, and more. 

Bedford is home to the beloved National D-Day Memorial, a poignant memorial dedicated to the brave soldiers who fought in World War II. After your appointment, we encourage you to schedule a tour and learn more about why the memorial is located in Bedford County, Virginia. If you’re looking for a bite to eat, stop by local favorites Liberty Station or Azul. We invite you to make an appointment with us and see what makes our office, and our Bedford family, so special.

Monday – Thursday: 9:00AM to 5:00PM
Friday: 9:00AM to 6:00PM

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Contact Our Bedford Team

a brick bank of the james building with green shutters in bedford virginia

Bedford Branch


  • Full Service Lobby
  • ATM
  • Safe Deposit Boxes
  • Night Deposit
  • Checking and Savings Accounts
  • Personal Lending
  • Home Equity Loans and Lines
  • Online and Mobile Banking
  • Business Banking Solutions
Personal Banking
FREE checking accounts, debit cards, savings accounts and more!
Business Solutions
Business loans, cash management and more- our experienced staff helps your business grow.
Loan Solutions
Whether you are buying a vehicle, home or land, our team is here to help you.
Mobile Banking
Pay bills, check balances, transfer money.
Open an Account Online
Open a checking or savings account in 10 minutes!

What Our Customers Are Saying

Michelle Thomas
Michelle Thomas
00:28 31 Aug 18
I love Bank of the James. I have known the girls working in this branch for over two decades and a couple even longer. The people that work in this bank are people that have lived in the Bedford area most of their lives and I like that personalism. I patronize local businesses and they in turn help local schools and events. Every time I come into this bank it’s a good time with good conversation with good people!
A Franklin
A Franklin
19:49 26 Aug 19
Customer service is the greatest.
Cathi Mason
Cathi Mason
18:05 23 Aug 19
Everyone is very nice.
Tina Feagan
Tina Feagan
23:27 26 Aug 19
Always a smile when you enter the door
Bim Mason
Bim Mason
18:11 23 Aug 19
This is a great bank. The staff are real professionals and really nice. They know your name as soon as you walk in.
Susan Rhyne
Susan Rhyne
12:58 20 Sep 19
Bank of the James is a great bank to do business with! Always friendly service with a smile.
Megan Stevens
Megan Stevens
19:52 17 Oct 19
I can Bank of the James has the best customer Service.This being said I was Scam on Craiglist of $100.00 .I went to them to file a report and wasn't sure I would get my money back.i had use Cash app too send the money and Bank of the James ask that I go thought change of command start with cash app. And report what had happened. Then come back to them and I did so and after a few weeks Bank of the James gave me my $100.00 back.Lesson learn no more craiglist or doing any transaction online that are fraglent.Thank you Bank of the James for the awesome customer service.
Renay Willis
Renay Willis
15:56 18 Oct 19
Very good customer service.
John grimes
John grimes
03:14 19 Oct 19
Always very helpful!
Travis Pendleton
Travis Pendleton
22:48 17 Oct 19
Jodi is the Absolute Best. She is kind, personable, professional and very helpful. I like how she treats EVERYONE the same. Which unfortunately doesn't happen in most places. She is a joy and always willing to help and provide information. Always a pleasure I love banking here because of her.
Team Ivy
Team Ivy
16:40 02 Apr 22

Bedford Branch

1405 Ole Dominion Blvd. Bedford, Virginia 24523

Phone: 540-587-8646