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Full Service Banking in Bedford

Your Bedford Community Bank

Resting at the foot of the Peaks of Otter in the heart of Virginia’s Blue Ridge Mountains, Bedford is surrounded by some of the most beautiful scenery in Central Virginia. Bank of the James is proud to be a part of this lovely community and are most grateful for each of you who have trusted Bank of the James to be your bank of choice. 

Bank of the James opened for business in July 1999.  During the past 20 years, we’ve grown from one office with 12 employees to a local regional bank with a footprint of 17 offices, over 150 employees and a reputation as a trusted bank and a reliable community partner. 

As national banks are merging or leaving our local communities, we are here to serve you.  We are local and look forward to serving you. 

Monday – Thursday: 9:00AM to 5:00PM
Friday: 9:00AM to 6:00PM

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a brick bank of the james building with green shutters in bedford virginia

Bedford Branch


  • Full Service Lobby
  • ATM
  • Safe Deposit Boxes
  • Night Deposit
  • Checking and Savings Accounts
  • Personal Lending
  • Home Equity Loans and Lines
  • Online and Mobile Banking
  • Business Banking Solutions
Personal Banking
FREE checking accounts, debit cards, savings accounts and more!
Business Solutions
Business loans, cash management and more- our experienced staff helps your business grow.
Loan Solutions
Whether you are buying a vehicle, home or land, our team is here to help you.
Mobile Banking
Pay bills, check balances, transfer money.
Open an Account Online
Open a checking or savings account in 10 minutes!

What Our Customers Are Saying

Michelle Thomas
Michelle Thomas
00:28 31 Aug 18
I love Bank of the James. I have known the girls working in this branch for over two decades and a couple even longer. The people that work in this bank are people that have lived in the Bedford area most of their lives and I like that personalism. I patronize local businesses and they in turn help local schools and events. Every time I come into this bank it’s a good time with good conversation with good people!
A Franklin
A Franklin
19:49 26 Aug 19
Customer service is the greatest.
Cathi Mason
Cathi Mason
18:05 23 Aug 19
Everyone is very nice.
Tina Feagan
Tina Feagan
23:27 26 Aug 19
Always a smile when you enter the door
Bim Mason
Bim Mason
18:11 23 Aug 19
This is a great bank. The staff are real professionals and really nice. They know your name as soon as you walk in.
Susan Rhyne
Susan Rhyne
12:58 20 Sep 19
Bank of the James is a great bank to do business with! Always friendly service with a smile.
Megan Stevens
Megan Stevens
19:52 17 Oct 19
I can Bank of the James has the best customer Service.This being said I was Scam on Craiglist of $100.00 .I went to them to file a report and wasn't sure I would get my money back.i had use Cash app too send the money and Bank of the James ask that I go thought change of command start with cash app. And report what had happened. Then come back to them and I did so and after a few weeks Bank of the James gave me my $100.00 back.Lesson learn no more craiglist or doing any transaction online that are fraglent.Thank you Bank of the James for the awesome customer service.
Renay Willis
Renay Willis
15:56 18 Oct 19
Very good customer service.
John grimes
John grimes
03:14 19 Oct 19

Bedford Branch

1405 Ole Dominion Blvd. Bedford, Virginia 24523

Phone: 540-587-8646