Locate A Branch

Full Service Banking in Bedford

Your Bedford Community Bank

Resting at the foot of the Peaks of Otter in the heart of Virginia’s Blue Ridge Mountains, Bedford is surrounded by some of the most beautiful scenery in Central Virginia. Bank of the James is proud to be a part of this lovely community and are most grateful for each of you who have trusted Bank of the James to be your bank of choice. 

Bank of the James opened for business in July 1999.  During the past 20 years, we’ve grown from one office with 12 employees to a local regional bank with a footprint of 17 offices, over 150 employees and a reputation as a trusted bank and a reliable community partner. 

As national banks are merging or leaving our local communities, we are here to serve you.  We are local and look forward to serving you. 

Monday – Thursday: 9:00AM to 5:00PM
Friday: 9:00AM to 6:00PM

a brick bank of the james building with green shutters in bedford virginia

Bedford Branch


  • Full Service Lobby
  • ATM
  • Safe Deposit Boxes
  • Night Deposit
  • Checking and Savings Accounts
  • Personal Lending
  • Home Equity Loans and Lines
  • Online and Mobile Banking
  • Business Banking Solutions
Personal Banking
FREE checking accounts, debit cards, savings accounts and more!
Business Solutions
Business loans, cash management and more- our experienced staff helps your business grow.
Loan Solutions
Whether you are buying a vehicle, home or land, our team is here to help you.
Mobile Banking
Pay bills, check balances, transfer money.
Open an Account Online
Open a checking or savings account in 10 minutes!

What Our Customers Are Saying

Michelle Thomas
Michelle Thomas
00:28 31 Aug 18

Bedford Branch

1405 Ole Dominion Blvd. Bedford, Virginia 24523

Phone: 540-587-8646