Flexibility with savings account interest.
An interest-bearing money market account offers some of the flexibility of a checking account paired with the interest structure of a savings account. While interest rates for this account are normally higher than those for our checking accounts, minimum balance requirements are also higher.
Money Market Account Details:
Minimum to Open: $2,500
Interest Bearing: Yes*
Monthly Fee: No monthly service fee by maintaining a minimum balance of $2,500
ATM Fees: No transaction fee for use of Bank of the James ATMs
Free Checks: Free personalized standard wallet-style checks
Free Safe Deposit Box: No
*For Current Interest Rate and Tiers, contact your local branch.
All of our Money Market Accounts offer:
- Free Online Banking with Bill Pay
- Free Mobile Money**
- ATM Available
- Your choice of Paper or e-Statements
- Telephone Banking
- Overdraft Protection Available***
- No transaction fee for use of Bank of the James ATM
**Bank of the James does not charge for Mobile Money; however, your service provider may charge fees for use of mobile/text banking services.
Please note that Bank of the James is not engaged in rendering of tax, investment or legal advice. All accounts are subject to credit approval. Service charges and fees could reduce earnings. For complete details on our checking accounts and related products and services, please contact one of our branch locations.
***Overdraft Protection – Subject to Credit Approval