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Banking in Blacksburg

Mortgages in Blacksburg

Whether you’re buying or building your first home, refinancing your current mortgage or investing in a second home or investment property, Bank of the James Mortgage has the right loan for you.  Offering a variety of mortgage options, our Bank of the James Mortgage Loan Officers will help you find the right loan, answer your questions and make sure you go from application to approval as smoothly as possible.  Our team can provide you with quick and efficient service, local decision making, competitive rates and a variety of mortgage options.   Please contact our Blacksburg Office for rates and products.  We are available to meet with you at any Bank of the James office, at your home or office and at your convenience.   

Loans are processed, approved, underwritten and closed locally.  Loans are subject to underwriting and credit approval. 

Hours:
Monday- Friday 9-5

Contact Us

Bank of the James Mortgage New River Valley

Blacksburg Branch

Office: 540-953-7023
Cell: 540-616-6901

2001 S Main St. 
Blacksburg, VA 24060, USA Suite 107

What Our Customers Are Saying

Michelle Thomas
Michelle Thomas
00:28 31 Aug 18
Jennifer is amazing! She made our refinance a walk in the park. Always available for us and quick to answer our questions, she was transparent and helpful. I trust her completely and highly recommend her services!
Andrea Schindler
Andrea Schindler
17:17 28 Aug 19
Jennifer Holdaway was amazing to work with! She was very professional and flexible with her schedule. She went above and beyond to meet our needs by getting us the best home loan for our family. I would recommend her & the Bank of The James Mortgage to anyone looking to purchase a home in the NRV.
Haze 2EZ
Haze 2EZ
12:37 28 Aug 19
Working with Jennifer Holdaway at the Bank of James was a wonderful experience. She was knowledgeable and very available for both small and large questions. I highly recommend Jennifer Holdaway and the Bank of James!
Renee Hidalgo
Renee Hidalgo
12:35 28 Aug 19
My husband and I recently purchased a house, and our mortgage loan officer was Jennifer Holdaway. From the start, we knew that she cared about us and that she had our best interest at heart. After our first meeting with her, we didn't even shop around for rates at all, because we liked Jennifer so much. She was not at all pushy and made sure that we were comfortable with every step and aware of anything that we needed to do. I can't thank her enough for helping us become first time homeowners, and I highly recommend her to anyone looking into buy a home!!!
Sara Sumner
Sara Sumner
21:31 19 Oct 19
I are very pleased with the process that Jennifer walked us through. I felt like I was always center of attention. She made me feel that our loan process was her goal along side of ours. She's a determined and super kind individual. I highly recommend her!
Tasha Eaton
Tasha Eaton
16:55 06 Sep 19
Jennifer Holdaway is top-notch. You really could not ask for more from a mortgage rep. She is persistent, driven, and customer-focused. I would highly recommend her for any home financing needs!
Ben Creger
Ben Creger
15:50 18 Oct 19
Heather Nipper was super easy to work with and was very passionate about getting me pre-approved for the loan amount I needed for the home I wanted. She was very knowledgable and always kept me in the loop throughout the entire process. Will be recommending her to anyone who asks me about purchasing a home in the future!
Jake Tidwell
Jake Tidwell
14:56 24 Sep 19
Facing a home refinance seemed so daunting and overwhelming ... until I spoke with Jennifer Holdaway. Jennifer is an incredible professional -- she is client-focused and business savvy -- but she makes complicated concepts more approachable, as well as truly cares (a rarity in the world of banking). She led me through my refinance (which, due to outside circumstances / no fault of the Bank of the James, was overly complicated), answering my numerous questions and ensuring I felt comfortable at every step along the way. Even apart from the great rate Jennifer was able to get me, to say I am pleased with the service I received would be an understatement. If you're looking to purchase or refinance your home, I could not recommend Jennifer Holdaway more! Thank you Jennifer and Bank of the James - New River Valley!
Bethany Creger
Bethany Creger
21:33 22 Oct 19
I am a local realtor. I just had the pleasure of working with Jennifer Holdaway for the first time. I met Jennifer a few months ago and spoke to her several times since then. I could see that she is passionate about her career as a lender at Bank of the James. I knew that she would treat her clients great and be available to them as much as possible. My client was in a unique situation where she needed to close on her house soon. She spoke with Jennifer and immediately notified me that she wanted to work with her. As I expected, Jennifer was always available for texts, calls and emails. She answered all of our questions promptly which made the process very pleasant. More Importantly, Jennifer was able to close a VA loan in just 23 days! That’s a record for me! Awesome job Jennifer!Chad Eversole RE/MAX 8
Chad Eversole
Chad Eversole
02:11 09 Nov 19
Jennifer Holdaway is nothing short of amazing. When I found the house I wanted to buy I needed everything to go very quickly. I emailed four different lenders on Columbus Day, a normal bank holiday, and Jennifer was the first one of only two that even replied. What makes it more amazing was that she was off of work and caring for a sick friend. Within three email exchanges I knew she was going to be my lender. She replied quickly with all the information I needed every single time-day 1 to closing. She had every bit of information that I needed, answered every question that I had, and really put the work in to make sure that this entire process, contract to closing, was quick and smooth. The very best thing was that I walked away with a new friend, not just a face and a name, and she was just as excited as me!!! With a record 24 day closing, you will not find another person who is more willing to work hard for you! Seriously, let me save you all the legwork...just pick Jennifer Holdaway!!! Thank you, so, so much!!!
Danielle Burrows
Danielle Burrows
08:43 12 Nov 19
Would absolutely recommend Heather Nipper as A Mortgage Lender to anyone! She was a great Help throughout our Home Buying Experience. The reason for 4 Stars is because We had to ask a couple questions repeatedly until She called & explained What She was trying to tell Us. Thanks again BTJ for Everything!
Jamie&Debra
Jamie&Debra
20:58 14 Nov 19
We bought our house a year ago, and it was time to refinance. There was no question - Heather was the best person to go to! We refinanced and saved a lot, and the whole process was simple and straightforward from start to finish. Heather is wonderful - by all means, if you're buying or refinancing, call Bank of the James!
Kenneth Reid
Kenneth Reid
01:58 04 Dec 19