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Your Charlottesville Community Bank

In 1999, Bank of the James was founded as a place for the community to come together as big banks were closing. Here, our customers are more than an account number. They are real people looking for real banking solutions. Growth for you means growth for us. Where big, national banks don’t see an impact to their bottom line when an individual customer doesn’t succeed, we do see that impact. Your financial security and growth is a mutually beneficial outcome. This is why we are dedicated to making sure each one of our customers has a banking solution that works for them. 

While we hope you find the information you need online, we want to remind you that Bank of the James is more than a website. We’re your local bank in Charlottesville, and we look forward to helping you. Call us for friendly, local assistance. Better yet, stop by one of our branches!

Monday-Thursday: 9:00 am to 5:00 pm
Friday: 9:00 am to 6:00 pm

View Our Current Promotions

Bank of the James Charlottesville 5th Street Station

The 5th Street Station


  • Full Financial Service Lobby
  • Drive-Thru
  • Personal Lending
  • Mortgage Lending
  • ATM
  • Night Deposit
  • Business Night Deposit
  • Safe Deposit Boxes
Personal Banking
FREE checking accounts, debit cards, savings accounts and more!
Business Solutions
Business loans, cash management and more- our experienced staff helps your business grow.
Loan Solutions
Whether you are buying a vehicle, home or land, our team is here to help you.

What Our Customers Are Saying

Wonderful community Bank with extremely friendly staff!
16:21 16 Dec 18
Its like Cheers when you walk in.... Everyone knows your name !
Aaron Howell
Aaron Howell
18:35 09 Mar 17
Brand new branch. Very friendly tellers.
Ben Hoover
Ben Hoover
15:14 20 Mar 17
Matthew Harper
Matthew Harper
21:29 05 Feb 19
An awesome location! The bank doesn’t look like a bank. The team is very personable and knowledgeable - eager to help!
Jared Feury
Jared Feury
13:02 21 Sep 17
Convenient location!Easy Access!
15:21 08 Jul 19
Staff is horrible I've been waiting 2 month for my actual debit card Dont go to this bank ever
La Tribe
La Tribe
15:37 16 Aug 19

5th Street Station


225 Merchant Walk Avenue Charlottesville, VA 22902

Phone: (434) 202-0424