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Charlottesville- 5th Street Station

Full Service Banking in Charlottesville

Bank of the James opened for business in July 1999. Since then, we’ve grown from a new bank with 12 employees and one location to a local regional bank with multiple offices covering much of Virginia, over 150 employees, and a reputation in the communities we serve as a trusted bank and a reliable community partner. 

We want to take time to acknowledge our customers and say thank you. We are grateful for each of you who has trusted Bank of the James to be their bank of choice. As national banks are merging or leaving our local communities, Bank of the James is here to serve you. If you are looking for a new banking relationship, we would love to meet you. Call us or stop in our Charlottesville office and meet our bankers. We look forward to seeing you.

Bank of the James is a local bank located conveniently in Charlottesville, Virginia.

As a local bank, we understand that community is important. When you walk through the doors of our Charlottesville office, we want you to feel welcomed and at home. Our office is located on 5th Street Station in Charlottesville, across from Wegmans. Our Charlottesville staff members can assist you with any of your banking needs, including mortgages, personal banking, business banking, loan solutions, and more. 

We invite you to make an appointment with us and see what makes our office, and our Charlottesville family, so special. Closer to downtown Charlottesville? Visit our office on Water Street.

Monday-Friday: 9:00 am to 5:00 pm

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Bank of the James Charlottesville 5th Street Station

The 5th Street Station


  • Full Financial Service Lobby
  • Drive-Thru
  • Personal Lending
  • Mortgage Lending
  • ATM
  • Night Deposit
  • Business Night Deposit
Personal Banking
FREE checking accounts, debit cards, savings accounts and more!
Business Solutions
Business loans, cash management and more- our experienced staff helps your business grow.
Loan Solutions
Whether you are buying a vehicle, home or land, our team is here to help you.

What Our Customers Are Saying

16:21 16 Dec 18
Wonderful community Bank with extremely friendly staff!
Aaron Howell
Aaron Howell
18:35 09 Mar 17
Its like Cheers when you walk in.... Everyone knows your name !
Ben Hoover
Ben Hoover
15:14 20 Mar 17
Brand new branch. Very friendly tellers.
Matthew Harper
Matthew Harper
21:29 05 Feb 19
Jared Feury
Jared Feury
13:02 21 Sep 17
An awesome location! The bank doesn’t look like a bank. The team is very personable and knowledgeable - eager to help!
15:21 08 Jul 19
Convenient location!Easy Access!
PJ Nealon
PJ Nealon
14:53 26 Oct 19
Great people. Extremely helpful and friendly. They have always been willing to go the extra mile to help me out. If you are looking for a local bank, give BotJ a try, you won't be disappointed.
Susan Washington
Susan Washington
05:06 09 May 20
Helpful, efficient and friendly! During the plague,there's a drive thru open for biz, as well as outside ATMs, and the lobby is open by appointment to meet w/ bankers.
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5th Street Station


225 Merchant Walk Avenue Charlottesville, VA 22902

Phone: (434) 202-0424