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Charlottesville- 5th Street Station

Your Charlottesville Community Bank

In 1999, Bank of the James was founded as a place for the community to come together as big banks were closing. Here, our customers are more than an account number. They are real people looking for real banking solutions. Growth for you means growth for us. Where big, national banks don’t see an impact to their bottom line when an individual customer doesn’t succeed, we do see that impact. Your financial security and growth is a mutually beneficial outcome. This is why we are dedicated to making sure each one of our customers has a banking solution that works for them. 

While we hope you find the information you need online, we want to remind you that Bank of the James is more than a website. We’re your local bank in Charlottesville, and we look forward to helping you. Call us for friendly, local assistance. Better yet, stop by one of our branches!

Monday-Thursday: 9:00 am to 5:00 pm
Friday: 9:00 am to 6:00 pm

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Bank of the James Charlottesville 5th Street Station

The 5th Street Station


  • Full Financial Service Lobby
  • Drive-Thru
  • Personal Lending
  • Mortgage Lending
  • ATM
  • Night Deposit
  • Business Night Deposit
  • Safe Deposit Boxes
Personal Banking
FREE checking accounts, debit cards, savings accounts and more!
Business Solutions
Business loans, cash management and more- our experienced staff helps your business grow.
Loan Solutions
Whether you are buying a vehicle, home or land, our team is here to help you.

What Our Customers Are Saying

Wonderful community Bank with extremely friendly staff!
16:21 16 Dec 18
Its like Cheers when you walk in.... Everyone knows your name !
Aaron Howell
Aaron Howell
18:35 09 Mar 17
Brand new branch. Very friendly tellers.
Ben Hoover
Ben Hoover
15:14 20 Mar 17
Matthew Harper
Matthew Harper
21:29 05 Feb 19
An awesome location! The bank doesn’t look like a bank. The team is very personable and knowledgeable - eager to help!
Jared Feury
Jared Feury
13:02 21 Sep 17
Convenient location!Easy Access!
15:21 08 Jul 19
Staff is horrible I've been waiting 2 month for my actual debit card Dont go to this bank ever
La Tribe
La Tribe
15:37 16 Aug 19
Great people. Extremely helpful and friendly. They have always been willing to go the extra mile to help me out. If you are looking for a local bank, give BotJ a try, you won't be disappointed.
PJ Nealon
PJ Nealon
14:53 26 Oct 19
Went to both the branches on Saturday in the hope they were open! Nope. Needed a cashiers check to buy a car. I didn’t know community bank meant not serving the community! Why wouldn’t you be open like every other bank on a Saturday. Couldn’t phone anyone either and no online help! Closing my account!
Alan Edwards
Alan Edwards
14:04 15 Nov 19
Would not recommend. Bank staff at 5th generally helpful but no knowledge of anything outside cashing a check or basic transactions! Branch was not even decorated for Christmas. Wanted information on business banking and all they could tell me about was about accounts and give me the number of some person who never called me back. Very disappointing and will look elsewhere for a local bank.
Annabelle Holland
Annabelle Holland
12:05 03 Jan 20
Helpful, efficient and friendly! During the plague,there's a drive thru open for biz, as well as outside ATMs, and the lobby is open by appointment to meet w/ bankers.
Susan Washington
Susan Washington
05:06 09 May 20

5th Street Station


225 Merchant Walk Avenue Charlottesville, VA 22902

Phone: (434) 202-0424