Bank of the James offers a full range of checking accounts to give you the flexibility you need to manage your money conveniently and easily. Whether you’re looking for an account with no minimum balance requirements, or are interested in an interest bearing account, Bank of the James has the right checking program for you.
Minimum To Open: $100
Interest Bearing: No
Monthly Fee: No monthly fee with eStatements.
ATM Fees: No transaction fee for use of Bank of the James ATMs
Free Checks: No
Free Safe Deposit Box: No
Minimum To Open: $100
Interest Bearing: Yes
ATM Fees: No transaction fee for use of Bank of the James ATMs
Free Checks: No
Free Safe Deposit Box: No
Minimum To Open: $100
Interest Bearing: Yes
ATM Fees: No transaction fee for use of Bank of the James ATMs
Free Checks: Free personalized standard wallet-style checks
Minimum To Open: $100
Interest Bearing: Yes
ATM Fees: No transaction fee for use of Bank of the James ATMs. Four (4) free withdrawals per statement cycle at non-Bank of the James ATMs.
Free Checks: Free personalized standard wallet-style checks
Free Safe Deposit Box: No. However, receive a $25 credit toward the rental of a safe deposit box.
Minimum To Open: $25
Interest Bearing: No
ATM Fees: No transaction fee for use of Bank of the James ATMs as well as unlimited non-Bank of the James ATM transactions per statement cycle
Free Checks: No
Free Safe Deposit Box: No
Other:
*Bank of the James does not charge for Mobile Money; however, your service provider may charge fees for use of mobile/text banking services. Please note that Bank of the James is not engaged in rendering of tax, investment or legal advice. All accounts are subject to credit approval. Service charges and fees could reduce earnings. For complete details on our checking accounts and related products and services, please contact one of our branch locations.
**Overdraft Protection – Subject to Credit Approval