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Fort Avenue

Banking on Fort Avenue

Bank of the James opened for business in July 1999.  Since then, we’ve grown from a new bank with 12 employees and one location to a local regional bank with multiple offices covering much of Virginia, over 150 employees, and a reputation in the communities we serve as a trusted bank and a reliable community partner.

To our customers and community, we thank you.  We are proud to be your local bank and are grateful to those who have trusted Bank of the James to be their bank of choice.  As national banks are merging or leaving our local communities, Bank of the James is here to provide you with superior customer service and banking products that remain competitive and fair. If you are looking for a new banking relationship with a local neighborhood bank, call or stop by the Fort Avenue Office and meet our employees.   We hope to see you soon.   

Monday-Thursday: 9:00 am to 5:00 pm
Friday: 9:00 am to 6:00 pm


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Contact our Fort Avenue Team

a brick and cream colored building with black shutters and the bank of the james sign in the front yard

Fort avenue


  • Full Financial Service Lobby
  • Drive-Thru
  • Personal Lending
  • Mortgage Lending
  • ATM
  • Night Deposit
  • Business Night Deposit
  • Safe Deposit Boxes
Personal Banking
FREE checking accounts, debit cards, savings accounts and more!
Business Solutions
Business loans, cash management and more- our experienced staff helps your business grow.
Loan Solutions
Whether you are buying a vehicle, home or land, our team is here to help you.
Mobile Banking
Pay bills, check balances, transfer money.
Open an Account Online
Open a checking or savings account in 10 minutes!

What Our Customers Are Saying

Always a joy to see the people at the bank, they are great people and a pleasure to meet !!
Becky Burton
Becky Burton
00:18 09 Jan 19
Such great people, I consider them all family. I've been banking with them for 8 1/2 years. I pass by 2 other Bank of the James everyday, and I still travel out of my way to this bank. 😊
Monica Glover
Monica Glover
19:12 05 Sep 19
Great customer service and overall experience!
Ray Kidd
Ray Kidd
18:15 24 Jul 20
Kristen Kidd
Kristen Kidd
03:42 07 Aug 20
Bank of the James is phenomenal! This bank provides quality services with excellent customer service. I have been a satisfied customer over a few years now. I no longer live in Lynchburg,Virginia but I have chosen to remain with Bank of the James because of professional services rendered and the friendly relationships built with staff and the bank manager (Vada Kidd). Vada and staff have provided online services, phone support and emails to help me secure a superb banking experience! I enjoy banking here and I highly recommend this institution. I really wish this bank existed outside of Lynchburg,Virginia; I'm pretty sure many others would benefit as well.
Tramaine Towe
Tramaine Towe
19:59 16 Sep 20
Very pleasant employee and very helpful
Patty Louk
Patty Louk
22:03 17 Sep 20
I have been a Bank of The James customer since the day the bank opened .. Having a Local Bank really shows how they treat there customers with so much friendliness in everyway - No matter what Branch you go to ...Yesterday I had tried to reset a password and was having an issue with my computer and the new one - In less than 5 mins Vada at the Fort Ave Branch had me back up and running - Thank you Vada and to all the other BOJ Employees.
Laura Patterson
Laura Patterson
13:01 07 Nov 20
Good Service and nearby
Robert stephens
Robert stephens
00:23 31 Mar 21
After dealing with 3 different banks to settle my parents" estate after they passed away, I can say with certainty that Bank of the James has been the easiest to deal with! Vada Kidd has been wonderful to deal with! She is a knowledgeable, caring person who helped me immensely.
Susan Tedder
Susan Tedder
17:23 16 Jun 21
Came in to open up an account and brought my dad along to open one as well. We came in around 4:30pm and we were greeted by Mitch who was more than happy to take care of us and even stayed well passed closing time to make sure all our questions were answered and that we were completely satisfied. Excellent customer service which is what will keep me coming back and telling others.
Ronnie Pazmino
Ronnie Pazmino
02:45 01 Oct 21

Fort Avenue

5204 Fort Avenue Lynchburg, VA 24502

Phone: (434) 846-7285