When you are ready to buy a home, our Bank of the James Mortgage loan officers would like to work with you.
Whether you’re buying or building your first house, refinancing your current mortgage, or investing in a second home or investment property, Bank of the James Mortgage has the right loan for you. Offering a variety of mortgage products and options, your loan officer will help you find the right loan, answer your questions, and make sure you go from application to approval as smoothly as possible. Our team of mortgage loan officers is committed to providing you with what is important to you. We can offer you quick and efficient service, competitive rates and a variety a mortgage options.
Please contact one of our experienced mortgage loan officers for complete information on current mortgage rates and products. Our mortgage loan officers are available to meet with you at any Bank of the James office location, at your home or office and at your convenience.
We offer mortgage loan programs for the following:
We offer loan programs for the following eligible properties:
- One to four family residences
- Second home
- Residential Investment properties
On Time Mortgage Closing- Our $1000 Promise
At Bank of the James Mortgage, we will meet our mortgage closing deadlines… guaranteed! If we fail to meet the closing date, we will credit you $1000 at closing.
Obtaining a mortgage requires research, paperwork, credit approvals, etc. As a home purchaser, you must rely on closing agents, credit review companies, home inspectors, appraisers, and title researchers to do their jobs quickly and reliably. Delays in any of these areas can delay your closing. You can count on Bank of the James Mortgage, however, to do our part on time and as promised, or we will give you $1000! If we do not meet agreed upon deadlines, as a result of delays under direct control of Bank of the James Mortgage, you will be compensated as promised. See one of our exceptionally qualified, and fast, mortgage loan officers for details.