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Our Main Street Office Welcomes You

Headquartered in Downtown Lynchburg, with 12 local Region 2000 offices.

Looking for a new banking relationship? With 12 offices in Lynchburg and surrounding areas, we have one in your neighborhood! Click HERE to a complete list of locations.




 

Bank of the James opened for business in July 1999.  Since then, we’ve grown from a new bank with 12 employees and one location to a local regional bank with multiple offices covering much of Virginia, over 150 employees, and a reputation in the communities we serve as a trusted bank and a reliable community partner. 

We want to take time to acknowledge our customers and say thank you.  We are grateful for each of you who has trusted Bank of the James to be their bank of choice.  As national banks are merging or leaving our local communities, Bank of the James is here to serve you.  If you are looking for a new banking relationship, we would love to meet you.  Call us or stop by the Downtown Lynchburg Office and meet our bankers.   We look forward to seeing you.

Bank of the James is a local bank located conveniently in Downtown Lynchburg, Virginia.

As a local bank, we understand that community is important. When you walk through the doors of our main office in Lynchburg, we want you to feel welcomed and at home. Our office is located on Main Street in downtown Lynchburg in one of the tallest buildings in the city. Our Lynchburg staff members can assist you with any of your banking needs, including mortgages, personal banking, business banking, loan solutions, and more. 

Downtown Lynchburg is the heart of our community. After your appointment, you can grab a bite to eat at a number of incredible restaurants. Some of our favorite local Lynchburg gems are RA Bistro, Jimmy’s on the James and The Depot Grille. A little further down the road, you can pick up a taco or two from El Jefe, or grab a cup of coffee from the White Hart. One of the best times to visit the downtown area is on Wednesday or Saturday, when the Lynchburg Community Market is bustling with business. We invite you to make an appointment with us and see what makes our office, and our Lynchburg family, so special.

Monday – Thursday: 9:00AM to 5:00PM
Friday: 9:00AM to 6:00PM

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Main Street Closure

As part of Lynchburg’s Main Street Renewal project, Main Street is blocked between 8th and 9th Streets. However, the bank parking deck is still accessible, and there is still easy access to our Main Street lobby. Please click below for more information about street closures.

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CONTACT US

828 main street

BRANCH AMENITIES

  • Full Service Lobby
  • ATM
  • Safe Deposit Boxes
  • Night Deposit
  • Checking and Savings Accounts
  • Personal Lending
  • Home Equity Loans and Lines
  • Online and Mobile Banking
  • Business Banking Solutions
Personal Banking
FREE checking accounts, debit cards, savings accounts and more!
Business Solutions
Business loans, cash management and more- our experienced staff helps your business grow.
Loan Solutions
Whether you are buying a vehicle, home or land, our team is here to help you.
Mobile Banking
Pay bills, check balances, transfer money.
Open an Account Online
Open a checking or savings account in 10 minutes!
As a small business owner, the team at BOTJ has given me the confidence you need from a bank. Whenever I have an issue, I can call, speak with someone on the commercial team, and find a resolution quickly. Hazel is incredible to work with!
Dustin Slightham
Dustin Slightham
13:16 19 Mar 19
I am always greeted with smiling faces at the Main Street Branch where my banking transactions happen quickly and easily.
Allen Layne
Allen Layne
01:23 04 Apr 19
Such a cool historic building in downtown Lynchburg
Geza Frey
Geza Frey
06:50 16 Nov 15
Michelle Thomas
Michelle Thomas
00:26 31 Aug 18
s e a n s h e e h a n
s e a n s h e e h a n
00:06 22 Aug 15
We love Bank of the James! After our experiences with large banks that do not care about us, the personal attention we receive at BoJ is so refreshing. When my friends tell me how their large banks mistreat them with like a commodity they don't mind losing, I love to tell them how Bank of the James has never treated us that way. They know our names and treat us as if they value our business. My trips to the bank are always enjoyable.
Shannon Whealton
Shannon Whealton
16:53 30 Aug 19
The people at Bank of the James are the best! They genuinely care for each of their customers and the City of Lynchburg.
Leah Jones
Leah Jones
14:47 17 Oct 19
Everyone is very friendly, remembers my name, and always speak to me when I am there
Sonja Thompson
Sonja Thompson
16:51 01 Nov 19
Doing business with BOTJ is always a pleasant experience. Nice people.
James Tracey
James Tracey
14:06 20 Nov 19
Great local bank with an emphasis on personal customer service. You are valued as a customer and not just a number and bank account.
kim soerensen
kim soerensen
18:58 21 Aug 20
Our organization has been very impressed and pleased with the personal touch, responsiveness and general caring attitude of all we have come into contact with. We would highly recommend The Bank of the James for all your banking needs.
jeffrey horne
jeffrey horne
16:08 21 Aug 20
Bank of the James is a wonderful place to bank. Lynette's customer service is the best! I highly recommend!
Manee Davis
Manee Davis
18:36 21 Aug 20
Could not ask for a better local bank. Kind people and excellent service.
Drew M.
Drew M.
16:52 21 Aug 20
Awesome assistance with opening a new account...not just easy & thorough, but also extremely prompt. Went the extra mile to help with getting online access set up and working..
Peter Doyle
Peter Doyle
14:20 23 Aug 20
Bank of the James is consistently the most service-oriented bank for both my business and personal interests. It's old school banking, the way it should be. -Taylor Smack, Blue Mountain Brewery
Taylor Smack
Taylor Smack
21:13 25 Aug 20
I have had nothing but positive experiences and phenomenal customer service since I began banking with Bank of the James; from mortgage loans to regular accounts, they have been helpful, patient, and courteous.
Tracey Ballagh
Tracey Ballagh
16:02 02 Sep 20
Bank of the James has been great to work with. It is often difficult to find personalized service at a national or regional bank, but BotJ has hit the sweet spot of small-town service and big-city features. Thanks!
Ray Owen
Ray Owen
18:33 07 Sep 20
Love this branch so much! I moved out of town to a new city and still kept this bank because that is how much I love them!
Sydney Callands
Sydney Callands
13:17 25 Aug 20
Ms. Lynette Callands was a tremendous help supporting me today!
Kellie Baldwin
Kellie Baldwin
14:01 24 Aug 20
BEST BANK EVER!!!
Kiley
Kiley
00:29 20 Nov 21
Just had to recommend this wonderful business to anyone in need of great service. It has been a pleasure from start to finish to work with this outfit. It was swift in obtaining a loan. Brad Harris has been so professional and efficient in getting the job done for us. Stephanie has been over the top helpful in anything and everything we can think of asking her to assist with our relocation to Roanoke. She has been a real joy and pleasure to get to know. She has made our whole moving experience easier than we would have expected it could be. So if you want professional, kind, and welcoming service please give them a call. I guarantee you will be so happy you did!
Carole Rezac
Carole Rezac
20:32 23 Mar 22
A true pleasure working with this bank, thanks to their caring staff. From Wendy to Doris, they always made me feel welcome, are extremely helpful, and pleasantly professional. Couldn’t have asked for anything more!
dee loizou
dee loizou
19:49 21 Apr 22

Downtown Lynchburg

 

828 Main Street, Lynchburg, VA 24504

Phone: (434) 846-2000