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Our Main Street Office Welcomes You

Your Downtown Lynchburg Community Bank

As national banks are leaving downtown Lynchburg, Bank of the James 828 Main Street is still here to serve you! We are conveniently located on the corner of 9th and Main. This full-service retail and commercial banking location also serves as the Bank’s headquarters.

We want to take time to acknowledge our customers and say “thank you”. Our customers, and the local communities we serve, are responsible for our success. We are grateful for each and every person who has trusted Bank of the James to be their bank of choice.  If you are looking for a new banking relationship, we would love to meet you. We look forward to growing and succeeding with you as we move forward together.

Monday – Thursday: 9:00AM to 5:00PM
Friday: 9:00AM to 6:00PM

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Main Street Closure

As part of Lynchburg’s Main Street Renewal project, Main Street is blocked between 8th and 9th Streets. However, the bank parking deck is still accessible, and there is still easy access to our Main Street lobby. Please click below for more information about street closures.

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828 main street


  • Full Service Lobby
  • ATM
  • Safe Deposit Boxes
  • Night Deposit
  • Checking and Savings Accounts
  • Personal Lending
  • Home Equity Loans and Lines
  • Online and Mobile Banking
  • Business Banking Solutions
Personal Banking
FREE checking accounts, debit cards, savings accounts and more!
Business Solutions
Business loans, cash management and more- our experienced staff helps your business grow.
Loan Solutions
Whether you are buying a vehicle, home or land, our team is here to help you.
Mobile Banking
Pay bills, check balances, transfer money.
Open an Account Online
Open a checking or savings account in 10 minutes!
As a small business owner, the team at BOTJ has given me the confidence you need from a bank. Whenever I have an issue, I can call, speak with someone on the commercial team, and find a resolution quickly. Hazel is incredible to work with!
Dustin Slightham
Dustin Slightham
13:16 19 Mar 19
I am always greeted with smiling faces at the Main Street Branch where my banking transactions happen quickly and easily.
Allen Layne
Allen Layne
01:23 04 Apr 19
Such a cool historic building in downtown Lynchburg
Geza Frey
Geza Frey
06:50 16 Nov 15
Michelle Thomas
Michelle Thomas
00:26 31 Aug 18
s e a n s h e e h a n
s e a n s h e e h a n
00:06 22 Aug 15
We love Bank of the James! After our experiences with large banks that do not care about us, the personal attention we receive at BoJ is so refreshing. When my friends tell me how their large banks mistreat them with like a commodity they don't mind losing, I love to tell them how Bank of the James has never treated us that way. They know our names and treat us as if they value our business. My trips to the bank are always enjoyable.
Shannon Whealton
Shannon Whealton
16:53 30 Aug 19
The people at Bank of the James are the best! They genuinely care for each of their customers and the City of Lynchburg.
Leah Jones
Leah Jones
14:47 17 Oct 19
Everyone is very friendly, remembers my name, and always speak to me when I am there
Sonja Thompson
Sonja Thompson
16:51 01 Nov 19
Doing business with BOTJ is always a pleasant experience. Nice people.
James Tracey
James Tracey
14:06 20 Nov 19

Downtown Lynchburg


828 Main Street, Lynchburg, VA 24504

Phone: (434) 846-2000