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Full Service Banking in Roanoke

Get Ready for Tomorrow with these CD Specials Today! 

  • 1.45% APY* 19 month CD Special
  • 1.65% APY* 30 month CD Special
  • 1.80% APY* 60 month CD Special

*Annual Percentage Yield (APY) is effective as of 6/28/17.

These specials require a minimum deposit of $10,000 and a maximum deposit of $1,000,000. The opening deposit funds must not currently be held in a Bank of the James account. 

Early withdrawals are subject to penalties. Fees could reduce earnings. Offer subject to change without notice.

Member FDIC – Equal Housing Lender

Roanoke Branch

Roanoke Branch

Our Bank of the James Branch in Roanoke is now open in a new location. The new Roanoke office is the bank’s first full-service office in the market.

Services include:
  • Personal banking
  • Business Solutions
  • On-Site ATM
  • Online Banking

Money management

  • Mobile Banking App: CLICK HERE to choose from the mobile app, your mobile browser or text messages
  • Mobile Wallet: CLICK HERE to watch a video about how add Apple Pay, Samsung Pay, or Android Pay
  • Card Valet: CLICK HERE to watch a video about how this app allows you to safely and conveniently control your debit card.
  • Mobile Deposit: CLICK HERE to watch a video about to deposit checks through our app.

All of these features, and more, are available at our Roanoke Valley Branch. Visit us today to get started!

We are thrilled to be offering a full range of financial services to the Roanoke market.This branch is part of the Bank’s strategic initiative to expand our presence throughout the commonwealth.  We have enjoyed a very positive reception in Roanoke, which supported the decision to open a full-service office. As a community bank, Bank of the James combines cutting-edge capabilities, technology and knowledge with an understanding of the communities in which we live and the people we serve.  We look forward to introducing all the Bank of the James capabilities to the Roanoke community.” – Bradford K Harris, Market President

Since 2013, the bank has managed limited-service business and mortgage loan production offices at 26 Church Street, SW and 2404 Electric Road in Roanoke.  With the opening of the 3562 Electric Road office, the bank will now be able to open personal accounts including checking and savings, certificates of deposit, cash checks, make mortgage loans and offer services (including Treasury services) to business customers.  Bank of the James also offers Online Banking, Online Bill Pay, Mobile Banking and numerous other banking products.  Because of the location of the new Electric Road office, there are no drive through lanes but the bank will have an ATM on site.


Meet Our Roanoke Team

Bradford K. Harris is the Market President for Roanoke and became associated with Bank of the James in January 2016 bringing more than 18 years of experience in commercial lending and relationship management.  He is a 1994 graduate of Hampden Sydney College and received a Bachelor of Arts degree in History.

Desiree Kalafut has been named Assistant Vice President and Consumer Lender/Branch Manager.  She joined Bank of the James in December 2016 and has 17 years of banking experience.  She was previously associated with BNC Bank.  Mrs. Kalafut is a graduate of Radford University with a BS in Physical and Health Education.

J. Bradley Harris joined Bank of the James in November 2016 as a Mortgage Loan Officer.  Mr. Harris was previously associated with Springleaf Financial for 11 years and last held the title of District Manager.  He is a graduate of Radford University and holds a BBA degree in Finance.

Contact Us

Please feel free to contact us if you’d like more information or if you are interested in opening an account.


3562 Electric Road,
Roanoke, Virginia

Mon- Thu 9-5
Fri 9-6

Member FDIC, Equal Housing Lender