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Office: 540-989-2041

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Brad Harris

Mortgage Loan Officer

NMLS# 219004

Serving Roanoke Valley

Thank You for giving Bank of the James Mortgage and myself an opportunity! I am Brad Harris from Lynchburg VA, & I joined the Bank of The James Mortgage family in 2016. I attended Brookville High School, & graduated from Radford University with a Bachelors of Business Administration in Finance. For the past 12 years I have worked with customers in regards to Finance & Lending in southwest & north Virginia with experience in mortgage, consumer, & retail lending.

My goal is to give you a mortgage experience that you will remember as satisfying, smooth, transparent, & fulfilling, as well as to make Bank of The James your financial institution of choice. I want every client to understand the nuances of the mortgage process, & leave the process with a clear & comfortable understanding of their mortgage. Give me the opportunity to take my passion for what it is I do to come through to your experience with your mortgage.

I live in Southwest Roanoke with my first passion: family of wife Abbey, daughter Carley, & son Brody. We enjoy our time together as a family, being active in our local church, and serving our community through our church.

I am based in Southwest Roanoke County but can help you in any area of southwest Virginia. I can help you with Construction to Permanent Mortgage, Purchase Mortgage, TBD Approvals for prequalification’s, & Refinance. I am able to offer Conventional, Conforming, VA, USDA, FHA, First Time Home Owners, & Jumbo Mortgages.

What Customers Are Saying

"Brad went above and beyond throughout our loan process, and was always available for questions when needed. He was transparent through the process, and explained each line item to us in a way that made sense and helped us to feel more comfortable. This being our second home, the experience with Brad was much easier and pleasant than our first loan. I couldn't recommend Brad any higher, and would encourage anyone to utilize his services." -Wes B.

"I was recommended to Brad by my realtor. He was very helpful and took the time with my loan. He was very quick to reply back to my questions." -Kevin L.

"I was referred to Brad from my realtor. Initially, I got my first quote from another bank (not local) but I wasn't too keen on the rates and what not. Brad is very professional and willing to do anything to help. He is extremely courteous and knows his job very well! I would recommend Brad to anyone that is looking for a mortgage loan." - Brian M.

"Brad helped my husband and I buy our first home. I couldn't have asked for better help. He walked us step by step through everything and made the process as hassle free as buying a house can be. 10/10 would recommend!" - Sarah Y.

"My husband and I were very fortunate to have Brad as our Mortgage Loan Officer when we moved to Roanoke this year. He was not only knowledgeable about all aspects of the process but very prompt to provide answers to all of our questions. Since we hadn't bought a home in quite some time, he really guided us through all the paperwork. We truly appreciate everything he did to make our closing smooth. We couldn't be happier working with Brad and hope you get to work with him one day as well." - Maggie C.

"I was recommended to use Brad through my realtor. As a first time home buyer, I was very high strung with a million questions. Brad patiently listed and answered even the silliest of questions I had. He took the time to help us when he didn't have to. I would highly recommend using Brad Harris." - Cassandra C.

"I referred a client to Brad because I knew that my client would qualify for credit that Bank of the James offered. My client did take advantage of the credit, got a USDA loan and closed a week early. Brad was a pleasure to work with and get us informed throughout the process. Thanks Brad." - Monica N.

"I was recommended to use Brad from my realtor. Best decision ever made saying okay. Brad broke down the process so I could understand all the legal lingo. Did exactly what he said he could do in the time he said he would do it. He made my purchasing experience great. I would not hesitate recommending using him and Bank of the James to anyone!" - Jeremy A.

"I was recommended to Brad through a realtor in buying my first home. He made the experience very easy and comforting. He really went above and beyond for me. He went as far as giving me a list of home inspectors and getting quotes on home owners insurance. I needed my mortgage to be with in a certain price range and he made that possible for me. He was always available for any questions that I had. He made me feel like I was always a top priority. He is very thorough. I highly recommend him to anyone looking for any mortgage loan." - DaRee E.

"Brad you were helpful with the home buying process. I was a first time home buyer and Brad was very detailed with information and patient with coaching me through the process from beginning to end! Thank you! And we will definitely be in touch in the future!" - Brian L.

"As a first time home buyer I needed assistance in setting up my mortgage. Brad was very helpful throughout the entire process, explaining details and making pertinent suggestions. It's obvious he's very knowledgeable in his line of work, I would definitely recommend Brad and his services." -Betty B.

"A friend recommended Brad in buying my home. He was very thorough and prompt, proving feedback every step of the way. He was always available to answer questions and made the entire process so simple—getting me a great rate and monthly payment I can afford. He even attended my closing which is rare in his line of work. I highly recommend Brad to anyone, you won't be disappointed!" -Pamela C.