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Online Banking

Now, you can enjoy a simple, convenient and easy way to manage your money — anytime of the day or night. It delivers a highly intuitive user interface, responsive screens and great tools that simplify your financial life.


CardValet from Bank of the James is a smartphone app that allows cardholders to safely control their debit card.  You can turn your debit card on and off instantly, set spending limits and boundaries, and schedule instant alerts. 

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VISA Chip Cards

Visa Chip Technology give your Bank of the James VISA card an extra layer of security. Each time you make an in-store purchase at a chip-activated terminal, the chip card generates a one-time code that is needed for the transaction to be approved and is virtually impossible to replicate in a counterfeit card, therefore preventing fraud at the point of purchase. 

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Mobile Money

Using your smartphone, Mobile Banking assures safe, secure and convenient access to your Bank of the James accounts any time from virtually anywhere.  Check your balances, transfer funds, pay bills, view your account history and more.

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Real Time Alerts

Real-Time Alerts can let you know the moment something important happens in your account – in real time! You can choose to receive instant notifications vial email, text*, or push notifications to your smartphone with our Mobile Banking app.

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Bill Pay

No more writing checks; no more postage.  Just point, click and pay.  For our Online Baking customers, this service offers electronic payments to thousands of realtors, access to hundreds of eBills and allows you to set up automatic bill payments and bill reminders.