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VISA Chip Cards

Visa Chip Technology give your Bank of the James VISA card an extra layer of security. Each time you make an in-store purchase at a chip-activated terminal, the chip card generates a one-time code that is needed for the transaction to be approved and is virtually impossible to replicate in a counterfeit card, therefore preventing fraud at the point of purchase. 


Manage your budget wisely with the Bank of the James budget planner template.

This easy-to-use excel spreadsheet will enable you to plan your monthly expenses and income sources, allocate funds to reducing debt or saving for investments, and more!

Plan Your Budget