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Bill Pay

No more writing checks; no more postage.  Just point, click and pay.  For our Online Baking customers, this service offers electronic payments to thousands of realtors, access to hundreds of eBills and allows you to set up automatic bill payments and bill reminders.  


CardValet from Bank of the James is a smartphone app that allows cardholders to safely control their debit card.  You can turn your debit card on and off instantly, set spending limits and boundaries, and schedule instant alerts. 

VISA Chip Cards

Visa Chip Technology give your Bank of the James VISA card an extra layer of security. Each time you make an in-store purchase at a chip-activated terminal, the chip card generates a one-time code that is needed for the transaction to be approved and is virtually impossible to replicate in a counterfeit card, therefore preventing fraud at the point of purchase. 

Mobile Money

Using your smartphone, Mobile Banking assures safe, secure and convenient access to your Bank of the James accounts any time from virtually anywhere.  Check your balances, transfer funds, pay bills, view your account history and more.


Manage your budget wisely with the Bank of the James budget planner template.

This easy-to-use excel spreadsheet will enable you to plan your monthly expenses and income sources, allocate funds to reducing debt or saving for investments, and more!

Plan Your Budget


Popmoney™is an easy way to send and receive money directly from your Bank of the James account.  Pay your rent or send money to your kids at college – it’s safe and secure and all you need is an email address or mobile phone number.