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ACH Manager

Looking for a creative and easy way to collect Accounts Receivable or pay Accounts Payable? Utilizing ACH Manager provides your business the tool you need to manage your monthly cash flow with more precision.

Business Bill Pay

Eliminate writing paper checks by utilizing bill pay. This service allows you to establish multiple accounts, set reoccurring payments and for those last minute bills send overnight payments.

Business Suite

Let Bank of the James customize a suite of treasury solutions to fit your business needs. The Business Suite may contain, Online Access, ACH Manager, Remote Check Deposit, Wire Platform, or another one of our treasury solutions.

Positive Pay

Concerned about check fraud? Positive Pay will allow you to protect your business by sending a daily file to the bank of checks to be processed.   If a check is presented to our bank and it is not in the file we will not process it. This service helps eliminate fraudulent checks and other potential criminal acts.

Remote Check Deposit

Tired of running to the bank? Remote Check Deposit is a convenient way to deposit checks from your desk. Whether you are depositing one check or hundreds making a deposit using Remote Check Deposit has never been easier.

Security Tokens

Your security is our priority at Bank of the James. We work hard to create enhanced security against fraud. Using the security token for online access creates a very safe environment for customers to use Business Suite and other online products without worrying about fraud.


Strengthen cash flow by getting your funds faster. Eliminate manual invoice processing. Lockbox provides real-time processing and deposits of your invoices throughout the day.


Manage your budget wisely with the Bank of the James budget planner template.

This easy-to-use excel spreadsheet will enable you to plan your monthly expenses and income sources, allocate funds to reducing debt or saving for investments, and more!

Plan Your Budget