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Mobile Money

Attention Mobile Money users…great new features are here!

Make sure you accept the updates on the app

We now have “Touch ID” login to our app. Accessing your finances has never been faster or easier. Now all you need is your fingertip! We have integrated Card Valet info our Bank of the James app. Mobile Money with Card Valet allows you to control your debit card, all from your smartphone.

Using your smartphone, Mobile Money assures safe, secure and convenient access to your accounts any time from virtually anywhere—at home, at work, away on vacation or running errands around town. Once you’re enrolled in Online Banking, simply download the Mobile Banking application on your smartphone. Message and data rates may apply.

With Mobile Money, you can

  • Check your balances
  • Pay bills to existing payees
  • Transfer funds
  • Receive account alerts
  • Find ATM and branch locations
  • View your account history
  • Deposit a check



Interactive Video Player


Fully secure

Use Mobile Money with complete confidence. It delivers the highest level of security with 128 bit encryption and protection from malicious attacks through software and server hardening measures. None of your banking information is stored on your phone, so you never have to worry about the security of your financial information in the event that your phone is lost or stolen.

Deposit a check

Making a deposit on the go is easy using our Bank of the James app. Begin by endorsing the check, and select “deposit a check”. Choose the account you want to make your deposit, and enter the amount. Take a photo of the front and back of your check, and submit. It’s that easy. See our mobile money video for details.

Choose from the mobile app, your mobile browser or text messages

Mobile App/TouchBanking

Get a customized Touchbanking app for your iPhone, Blackberry or Android phone that provides an intuitive and rich user experience with easy-to-navigate screens and menus. Receive all the benefits of mobile browser banking, enhanced by your phone’s unique features.

Supported phones: iPhone, Android, and many other Java phones

Mobile Browser

Get full and extended mobile banking capabilities on your web-enabled phone. Receive an optimal banking experience with a look and feel that is similar to PC-based Online Banking in a site designed to fit neatly onto your phone’s screen.

SMS Text

Send text commands (such as “BAL”) to Bank of the James from your SMS-enabled phone to inquire about basic account balance and transaction history information.

Enroll now. It’s free*

Mobile banking is only available to our Online Banking customers. To enroll, simply log in to Online Banking, click the USER OPTIONS menu, scroll down to the Mobile Banking Profile section and click on the Enroll button. There is no bank fee for this service, however *message and data rates may apply.