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Mortgage Team

Bianca Allison

Vice President, Mortgage Sales Development
NMLS# 728059
Serving Greater Lynchburg Area - Region 2000
"Welcome to Bank of the James Mortgage. My name is Bianca Allison and it is with great excitement that I have joined this incredible team here, bringing with me over twenty-two years of mortgage banking and managerial experience. If you had to ask me the one word to describe how I feel about mortgage lending and our mortgage division - it would be "passion".  I take great pride in the experience my customers have through…

Scott Brown

Mortgage Loan Officer
NMLS# 1462297
Serving Shenandoah Valley
Born and raised in eastern Rockingham County, Scott Brown joined Bank of the James Mortgage in February of 2016. After graduating from Spotswood High School in Penn Laird, he attended Emory and Henry College and James Madison University, earning a bachelor’s degree in business administration. Throughout his banking career, Scott has developed extensive experience in all aspects of mortgage lending. His specialties include construction-to-permanent financing, loans for military veterans, and guiding borrowers through unique and…

Brian Cash

President, Bank of the James Mortgage
"Thank you for visiting the Bank of the James Mortgage website. I am Brian Cash, President of Bank of the James Mortgage. I joined Bank of the James in 2004 as a Mortgage Consultant and Retail Loan Officer, and in 2010, I was named President of the Mortgage Division. I am a graduate of Jefferson Forest High School and Lynchburg College and hold a degree in business management with an emphasis in finance. I live…

Rich Edwards

Vice President and Mortgage Loan Officer
NMLS# 423569
Serving Greater Lynchburg Area - Region 2000
"I know many local families through my experience as a mortgage loan officer in Central Virginia. If you have the need for a dedicated professional to help you with your mortgage needs, I would be pleased to partner with you. "A mortgage loan can be a very complicated and sometimes confusing process for the homebuyer. I understand these concerns and place a great deal of importance on always communicating with my clients. I have designed…

Brad Harris

Mortgage Loan Officer
NMLS# 219004
Serving Roanoke Valley
Thank You for giving Bank of the James Mortgage and myself an opportunity! I am Brad Harris from Lynchburg VA, & I joined the Bank of The James Mortgage family in 2016. I attended Brookville High School, & graduated from Radford University with a Bachelors of Business Administration in Finance. For the past 12 years I have worked with customers in regards to Finance & Lending in southwest & north Virginia with experience in mortgage,…

Nick Kessler

Mortgage Loan Officer
NMLS# 1056798
Serving Greater Lynchburg Area - Region 2000
Welcome to Bank of the James Mortgage, my name is Nick Kessler and I am extremely proud to be a 2016 addition to Bank of the James Mortgage as a Mortgage Loan Officer. After attending Liberty University majoring in Accounting and Finance I started my career managing a farm equipment dealership and a construction company for six years. For the past 17 years I have been a part of Financial Services Industry with experience in…

Debbie Grishaw

Vice President and Mortgage Loan Officer
NMLS# 268209
Serving Greater Lynchburg Area - Region 2000
I am Debbie Grishaw and I am pleased to announce that I have joined Bank of the James Mortgage as a Mortgage Loan Officer.  Having been in the real estate and mortgage industry since 1993, I have the knowledge to help you with your residential financing needs. For over twenty years I have built my client base on the foundation of integrity, compassion and honesty.  I am dedicated to providing you with personal experience and…

Kellie Hudson

Vice President and Mortgage Loan Officer
NMLS# 423573
Serving Greater Lynchburg Area - Region 2000
"As a native of Lynchburg, I am committed to serving our community by helping people achieve their homeownership goals. "My name is Kellie Hudson and I am a graduate of Brookville High School and Radford University. With 21 years experience in the banking industry and 11 years in mortgage lending, I have an understanding of the local real estate market and can help you close your mortgage loan with efficiency and expertise. "I am dedicated to making…

Paula Ironmonger

Vice President and Mortgage Loan Officer
NMLS# 207552
Serving Greater Lynchburg Area - Region 2000
"I'm Paula Ironmonger and I would like to thank you for taking the time to visit our web page. In today's fast-paced world, few people have the time to learn all the "ins and outs" of mortgage loans, even though your home will likely be the largest investment you will ever make. That's why it is essential to work with a knowledgeable lender who is able to guide you in the process of choosing the…

Rayetta M. Webb

Reverse Mortgage Loan Officer
NMLS# 165753
Good day to you. My name is Rayetta M. Webb and I recently joined the mortgage team here at Bank of the James as the “Reverse Mortgage Loan Officer”. I come to Bank of the James with 15 years of mortgage experience, dedicating the last 10 years to working exclusively with the “Home Equity Conversion Mortgage” (HECM) – also known as a “reverse mortgage”. I previously worked for TowneBank Mortgage and Wells Fargo. I am…