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Mortgage Team

Bianca Allison

Senior Vice President, Mortgage Sales & Development
NMLS# 728059
Serving Greater Lynchburg Area - Region 2000
"Welcome to Bank of the James Mortgage. My name is Bianca Allison and it is with great excitement that I have joined this incredible team here, bringing with me over 30 years of mortgage banking and managerial experience. If you had to ask me the one word to describe how I feel about mortgage lending and our mortgage division - it would be "passion".  I take great pride in the experience my customers have through…

Scott Brown

Mortgage Loan Officer
NMLS# 1462297
Serving Shenandoah Valley
Born and raised in eastern Rockingham County, Scott Brown joined Bank of the James Mortgage in February of 2016. After graduating from Spotswood High School in Penn Laird, he attended Emory and Henry College and James Madison University, earning a bachelor’s degree in business administration. Throughout his banking career, Scott has developed extensive experience in all aspects of mortgage lending. His specialties include construction-to-permanent financing, loans for military veterans, and guiding borrowers through unique and…

Brian Cash

President, Bank of the James Mortgage
"Thank you for visiting the Bank of the James Mortgage website. I am Brian Cash, President of Bank of the James Mortgage. I joined Bank of the James in 2004 as a Mortgage Consultant and Retail Loan Officer, and in 2010, I was named President of the Mortgage Division. I am a graduate of Jefferson Forest High School and Lynchburg College and hold a degree in business management with an emphasis in finance. I live…

Rich Edwards

Vice President and Mortgage Loan Officer
NMLS# 423569
Serving Greater Lynchburg Area - Region 2000
After 15 years with Bank of The James Mortgage, I’ve helped hundreds of families realize their home ownership goals. "A mortgage loan can be a very complicated and sometimes confusing process for the homebuyer. I understand these concerns and place a great deal of importance on always communicating with my clients. I have designed and implemented a client/realtor communication program that will keep everyone involved in the property transaction informed of the progress of the…

Debbie Grishaw

Vice President and Mortgage Loan Officer
NMLS# 268209
Serving Greater Lynchburg Area - Region 2000
I am Debbie Grishaw and I am pleased to announce that I have joined Bank of the James Mortgage as a Mortgage Loan Officer.  Having been in the real estate and mortgage industry since 1993, I have the knowledge to help you with your residential financing needs. For over twenty years I have built my client base on the foundation of integrity, compassion and honesty.  I am dedicated to providing you with personal experience and…

Brad Harris

Mortgage Loan Officer
NMLS# 219004
Serving Roanoke Valley
Thank You for giving Bank of the James Mortgage and myself an opportunity! I am Brad Harris from Lynchburg VA, & I joined the Bank of The James Mortgage family in 2016. I attended Brookville High School, & graduated from Radford University with a Bachelors of Business Administration in Finance. For the past 12 years I have worked with customers in regards to Finance & Lending in southwest & north Virginia with experience in mortgage,…

Kellie Hudson

Vice President and Mortgage Loan Officer
NMLS# 423573
Serving Greater Lynchburg Area - Region 2000
"As a native of Lynchburg, I am committed to serving our community by helping people achieve their homeownership goals. "My name is Kellie Hudson and I am a graduate of Brookville High School and Radford University. With 21 years experience in the banking industry and 11 years in mortgage lending, I have an understanding of the local real estate market and can help you close your mortgage loan with efficiency and expertise. "I am dedicated to making…

Jennifer Holdaway

Mortgage Loan Officer
NMLS# 222579
Serving Blacksburg
My name is Jennifer Holdaway and I am so blessed to have joined Bank of the James as a mortgage lender.  I have been in finance for over 16 years and am now so excited to give renters the opportunity to buy and help others find the home of their dreams.  We have very competitive rates, offer refinances and investment property loans also.  I now have lived in Radford for over 16 years and love…

Heather Nipper

Mortgage Loan Officer
NMLS# 224565
Serving Blacksburg
I am so excited to have become a new member of the fantastic team at Bank of the James Mortgage!  I have joined a culture that is transparent and dedicated, and this culture directly reflects how we handle our clients.  My name is Heather Nipper and I am expanding our services into the New River Valley.   Having graduated from Ft. Chiswell High School and Radford University with a specialization in Finance, I am very…

Mitch Scott

Mortgage Loan Officer
NMLS# 370330
Serving the Roanoke area
Thank you for choosing me and Bank of the James Mortgage during this important time of your life.  No matter if it’s a home purchase or refinance, thank you for allowing me to help you live the American Dream!  My name is Mitch Scott and I attended Staunton River High School and graduated from Virginia Tech with a Bachelor’s of Science Degree in Business Management.  I was born in Bedford County and live in Stewartsville…
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