Locate A Branch


Mortgage Team

Cynthia McHone

Junior Mortgage Loan Originator
NMLS 2338637
Serving Wytheville
Welcome to Bank of the James Mortgage.  My name is Cynthia McHone and I am excited to be part of an incredible team here in Wytheville, VA. I have over 10 years of experience in the finance industry. I take great pride in helping my clients have the most stress-free experience as they move through the loan process to becoming homeowners. Honesty, hard-work, integrity, with a positive, up-beat vibe, is the driving force behind how…

Heather Nipper

Mortgage Loan Officer
NMLS# 224565
Serving Blacksburg
Apply Now I am so excited to have become a new member of the fantastic team at Bank of the James Mortgage!  I have joined a culture that is transparent and dedicated, and this culture directly reflects how we handle our clients.  My name is Heather Nipper and I am expanding our services into the New River Valley.   Having graduated from Ft. Chiswell High School and Radford University with a specialization in Finance, I…

Mitch Scott

Mortgage Loan Officer
NMLS# 370330
Serving the Roanoke area
Thank you for choosing me and Bank of the James Mortgage during this important time of your life.  No matter if it’s a home purchase or refinance, thank you for allowing me to help you live the American Dream!  My name is Mitch Scott and I attended Staunton River High School and graduated from Virginia Tech with a Bachelor’s of Science Degree in Business Management.  I was born in Bedford County and live in Stewartsville…

Rayetta M. Webb

Reverse Mortgage Loan Officer
NMLS# 165753
Good day to you. My name is Rayetta M. Webb and I welcome you to Bank of the James Mortgage website. I have 18 years of mortgage experience, dedicating the last 15 years to working exclusively with the “Home Equity Conversion Mortgage” (HECM/Reverse Mortgage). I am a firm believer that education is the key to making a sound financial decision and getting the facts on this type of loan program for yourself or someone you…

Jamie Yowell

Mortgage Loan Officer
NMLS# 1604516
Serving Charlottesville and surrounding Counties in Central Virginia
Apply Now Thank you for considering me and Bank of the James Mortgage to serve your home purchase or refinance needs. I am Jamie Yowell and for over 20 years I have built a reputation for serving my customers with honesty, integrity and a passion for getting the job done quickly and positively for everyone involved. I was born in Charlottesville and live in Albemarle County with my wife Brandy and our 3 children, Andrew,…
1 2