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Meet our Team

Executive Management Team

Robert R. Chapman III

Chief Executive Officer, Bank of the James
In his capacity as CEO, Mr. Chapman is responsible for the strategic direction and the day-to-day management of the bank. Mr. Chapman was instrumental in forming Bank of the James in 1999 (co-organizer); was named President of Bank of the James in 2003 and President of Bank of the James Financial Group in 2004. Prior to joining the bank, Mr. Chapman was Vice President and Commercial Account Manager at Crestar Bank for 15 years. He…

J. Todd Scruggs

Secretary-Treasurer of Bank of the James Financial Group, Inc.
Executive Vice President and Chief Financial Officer, Bank of the James
As Chief Financial Officer for Bank of the James, Mr. Scruggs is responsible for preparing and reviewing financial information, investments, asset/liability management and regulatory matters. He is a co-organizer of the bank and has served as its Chief Financial Officer since its formation in 1999. Prior to joining Bank of the James, Mr. Scruggs was a Financial Consultant and an Investment Representative for Crestar Securities Corp. Mr. Scruggs holds a Bachelor of Science degree in…

Brandon P. Farmer

Executive Vice President and Chief Operations Officer, Bank of the James
In his capacity as Chief Operations Officer for the bank, Mr. Farmer is responsible for the oversight of information technology, item processing, debit cards, Bank Secrecy Act operations, e-banking, bank compliance, real estate valuation functions as well as bank security and facilities. Mr. Farmer joined Bank of the James in 1999 and was named Vice President and IT Officer in 2005. He was promoted to Senior Vice President in 2008 and Executive Vice President in…

Michael A. Syrek

President, Bank of the James
Mr. Syrek joined Bank of the James in May 2012. Prior to being named President in the fall of 2021, Mike was responsible for commercial lending and relationship management for the bank. He joined Bank of the James after nine years with SunTrust Bank where he served as a Senior Vice President and Commercial Relationship Banker and oversaw an extensive loan portfolio and a team of relationship managers in Virginia and West Virginia.  From 2008…

Angelia R. Johnson

Executive Vice President, Director of Human Resources
In 2020, Mrs. Johnson was named Director of Human Resources.  In this capacity, Mrs. Johnson is responsible for managing recruitment and the hiring and employment process of new staff members.  She also supports the development and implementation of HR initiatives and systems, compensation and benefits, training and development, and HR compliance.   Mrs. Johnson joined Bank of the James in 2006 as Vice President and Regional Manager of the bank's Amherst office. In 2008 she was…

Brian E. Cash

President, Bank of the James Mortgage
Mr. Cash is responsible for overseeing the operation of the bank's mortgage division as well as the management of its loan originators and support staff. He joined Bank of the James in 2004 as a mortgage consultant and retail loan officer. He was named Vice President and Manager of Bank of the James Mortgage in 2006 and was promoted to Senior Vice President in 2008. He was named President of the mortgage division in 2010.…

Harry P. “Chip” Umberger

Executive Vice President and Chief Credit Officer, Bank of the James
Mr. Umberger became associated with Bank of the James in 2001 as a Vice President and Commercial Lender. In 2003 he was promoted to Senior Vice President and Senior Credit Officer for the bank and in 2007 was named Executive Vice President and Senior Credit Officer. He is responsible for the company's loan policies and practices including credit quality. Prior to joining Bank of the James, Mr. Umberger was associated with Sovran Bank. Mr. Umberger…

Patrick Richardson

Executive Vice President & Regional Commercial Executive
Patrick joined Bank of the James in 2012 and has been instrumental in the growth that Bank of the James has seen during this period.   Prior to this promotion, Patrick served as a Regional Commercial Banking Manager, directing several relationship managers and the Treasury Services department.  Before joining Bank of the James, he worked at SunTrust and Wachovia Bank in various business banking roles.  Patrick holds a B.A. in Management from Radford University and…

Thomas D. Rea

Executive Vice President & Regional Commercial Executive
Thomas joined the bank in 2015 to open the Harrisonburg office and has successfully grown the market and the team.  In 2020, Thomas and his team were instrumental in rolling out the Bank’s Paycheck Protection Program and assisting all markets in their effort to provide much needed help during very uncertain times.   Prior to joining Bank of the James, Thomas held various roles at SunTrust, Rockingham Heritage Bank (later named United Bank) and First Bank…